Does the University insure students?

Does the University insure students?

• A. Yes, the University insures all students.
• B. Only international students are insured.
• C. Insurance is required only for international field trips.
• D. No, students must be self-insured or covered by their parents' insurance.

Answer: (D)

Health insurance coverage for students is usually not provided automatically by the University. Universities typically require students to have their own health insurance, either by purchasing a plan themselves or by being covered under a parent’s policy if they are dependents. Some campuses offer an optional student health insurance plan, but it isn’t guaranteed coverage for everyone. So, the statement that students must be self-insured or covered by their parents' insurance reflects the common arrangement. The other options suggest universal University coverage or coverage only for international students or trips, which isn’t how most institutions handle student health plans.

Health insurance coverage for students is usually not provided automatically by the University. Universities typically require students to have their own health insurance, either by purchasing a plan themselves or by being covered under a parent’s policy if they are dependents. Some campuses offer an optional student health insurance plan, but it isn’t guaranteed coverage for everyone. So, the statement that students must be self-insured or covered by their parents' insurance reflects the common arrangement. The other options suggest universal University coverage or coverage only for international students or trips, which isn’t how most institutions handle student health plans.